Fixed Annuities

MassMutual Premier Voyage^SM, a fixed deferred annuity, provides a fixed interest rate for a guaranteed period of time and the potential for lifetime income, which means you can rest easy knowing that your retirement income will last as long as you do.

Marketing Materials — Premier Voyage

Premier Voyage Client Brochure

Premier Voyage Product Snapshot

Premier Voyage Rate Sheet

Premier Voyage Subsequent Payment Sales Idea

Premier Voyage Laddering Sales Idea

MassMutual Stable Voyage^SM is a single premium deferred, fixed annuity that can help conservative investors accumulate assets for retirement and convert those assets into a guaranteed income stream.

Marketing Materials — Stable Voyage

Stable Voyage Client Brochure

Stable Voyage Product Snapshot

Stable Voyage Rate Sheet

MassMutual RetireEase^SM is a single premium immediate fixed annuity designed to provide a guaranteed stream of predictable income to your clients as part of their total retirement income plans.

Marketing Materials — RetireEase

RetireEase Client Brochure

RetireEase Product Snapshot

Predictable Income in Retirement Brochure

MassMutual RetireEase Choice^SM is a flexible premium deferred income annuity that can provide a predictable, guaranteed income stream for life.

Marketing Materials — RetireEase Choice

RetireEase Choice Client Brochure
**BROKEN COMPASS REDIRECT**

RetireEase Choice Product Snapshot

RetireEase Choice Reference Guide

Guaranteed income you can't outlive (QLAC Intro)

RetireEase Choice Product Snapshot (QLAC Only)

SecureGain^® 3 — This fixed annuity offers two three-year terms with the option to surrender without penalty during the last 30 days of the initial three-year term. This product accepts single purchase payments.

SecureGain^® 5 — This fixed annuity offers a 0.25% first-year interest rate bonus, and a base interest rate that increases 0.10% in years two through five. This product accepts single purchase payments.

SecureGain^® 7 — This fixed annuity offers a 1% first-year interest rate bonus, and a base interest rate that increases 0.25% in years two through seven. This product accepts single purchase payments.

These fixed Annuities are issued by MassMutual Ascend Life Insurance Company, a wholly owned subsidiary of MassMutual. All guarantees are subject to the claims-paying ability of MassMutual Ascend.

American Landmark^® 3 — This fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments during the first two contract months, and features early withdrawal charges and market value adjustments that end after three years.

American Landmark^® 5 — This fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments during the first contract year, and features early withdrawal charges and market value adjustments that end after five years.

American Legend^® 7 — This fixed annuity offers two three-year terms with the option to surrender without penalty during the last 30 days of the initial three-year term. This product accepts single purchase payments.

These fixed index annuities are issued by MassMutual Ascend Life Insurance Company, a wholly owned subsidiary of MassMutual. All guarantees are subject to the claims-paying ability of MassMutual Ascend.